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Top Tips for Filing Your Roof Repair Insurance Claim

old roof needs roof restoration

Having roof repair insurance is vital in cases of damage to your home that requires your roof to be replaced or repaired. Without this insurance, you may be liable for paying for anything that needs to be fixed, including paying for a brand new roof. No matter the reason why, Stormguard Roofing is here to help you determine the right course of action.

We have the following tips regarding filing your roof repair claim with your insurance company. 

Check Your Policy

This first thing you need to do is have a look at your policy. The terms and conditions play a role in what kind of compensation you’re entitled to and how to go about filing your claim. Make sure you understand what kind of damages qualify and what other conditions go into getting your roof replaced.

Have an Inspection Done

Once it’s safe to do so, you should have a look at your roof to get an idea of the extent of the damage. You may be able to see some problems without getting on the roof but climbing up there to get a closer look should be left to experienced roofers. This is important because it allows an expert to see further issues. It’s best for a professional to do an inspection right away to ensure that you can move ahead with the claim. 

Create a Record of Damages

When you file your claim, you’ll need to include an explanation of the damage and the reason repairs or a replacement are needed. Take pictures of anything that doesn’t look right and keep written documentation of the damage as well. Be sure your photos have a time and date stamp on them. You can then turn this info over to your insurance company with your claim. 

 

Talk to Your Insurance Company

Now that you have all of the relevant information, you can get in touch with your insurance company. The sooner you call, the better since waiting too long can cause red tape that you have to get through to move ahead with the roof repairs you need. Have all of your information ready when you call to file your claim so it’s done quickly and efficiently. Once you have your claim filed, you can give us a call to get started on completing the repairs!

Do you need to file a claim against your roof repair insurance? Call Stormguard Roofing today to set up a free inspection

Read our previous blog for information about storm damage on your roof!